Malta Retirement Programme

The Malta Retirement Programme applies to pensioners of the EU, EEA and Switzerland who are not in an employment relationship and are in a receipt of a pension as their regular source of income. It helps by giving many EU, EEA & Swiss Nationals the benefit of retiring in Malta and pay an attractive tax rate. This attractive tax structure is aimed for foreigners living in Malta and are only taxed on their Maltese income and on any overseas income that is remitted to Malta. Holders of this scheme will not be charged/taxed on their worldwide income. Foreign income such as shares, divedends, interest etc that are remitted to Malta will qualify for an attractive reduced tax rate or can even be exempt from paying tax.

There are no property tax or wealth tax in Malta. The only tax is the Capital Gains tax however this will not apply if you sell your main residence as long as you have owned and lived in it for the past 3 years.

Malta has a double taxation agreement with many countries all over the world which will help to avoid paying the tax twice on the same income in different countries.

The main requirements for applicants are as follows:

All applicants must be of EU or EEA (Norway, Iceland, Leichenstein) or Swiss National.

Interested applicants must apply by contacting one of the authorised mandatory. Once the applicant is granted a certificate, an application for tax status has to be submitted with the Malta Retirement Programme and will benefit from 15% rate.

All holders of the Malta Retirement Programme status must not reside in any other foreign country for more than 183 days a year. They must at least reside in Malta for a minimum of 90 days a year throughout a 5 year period.

Malta Retirement Programme holders must either rent a property in Malta or Gozo. For rentals in Malta the minimum annual value must be not less than €9,600 and €8,750 for Gozo. For purchase in Malta the minimum value must not be less than € 275,000 for Malta and € 250,000 for Gozo.

For further details kindly contact our office.

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